Over the course of the last few years our standard Malta QROPS plan has been the STM Malta Retirement Plan. This plan is still very much open for business, however the number of members of this plan has grown considerably and as a responsible trustee, we believe it would be prudent to open a new scheme to avoid having an unlimited number in one particular scheme. As such, our intention is that new applications will now be submitted to the STM Malta Personal Retirement Plan.