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STM Group PLC is a multi-jurisdictional financial services group listed on the AIM of the London Stock Exchange.
With offices in multiple jurisdictions, covering a diverse range of products, we provide global solutions to an international market.
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Solutions
SERVICES
& PRODUCTS
PRIVATE MEDICAL INSURANCE
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INTERNATIONAL
PENSION
We provide a range of International Retirement Solutions
WORKPLACE PENSION
UNITED KINGDOM
Regardless of how big your company is, or how many people you employ, the Options Workplace Pension is a UK registered pension scheme that is open to all employers and meets the Qualifying Workplace Pension requirements of Auto-enrolment.
LIFE ASSURANCE
SOLUTIONS
Bespoke Life Assurance solutions with the highest level of policyholder protection.
WORKPLACE PENSION
MALTA
STM Malta’s workplace pension solution provides excellent support to employers who want to invest in a long-term relationship with employees and benefit from the loyalty and commitment that this brings to your business.
ANNUITIES
Our annuity products are a flexible solution in a market where differentiation is difficult to find.
WORKPLACE PENSION
GIBRALTAR
STM Fidecs Gibraltar Occupational Pension Schemes offer retirement and death benefits for their members and their families. The schemes operate as a long-term savings plans and are designed to give you choice and flexibility.
News
LATEST
NEWS
Keep up-to-date with the latest news and articles from STM Group
Malta employers: Why talent retention must be the top priority to future proof your HR strategy
New occupational pension scheme offers big advantages for Malta-based businesses and employees
New name for STM Malta supports growth strategy
How promoting equality and diversity drive business success
Leadership For A New Era
Deborah Schembri takes home the Malta Business-woman of the Year Award
Employment patterns and pension systems sustainability are strongly interlinked, says STM Malta CEO
Acquisition alert
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MEMBER RESOURCE
Complaints Procedures
Textbox Section
Complaints Procedure
STM Fidecs Pension Trustees Limited
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Complaints Procedure
London & Colonial Assurance PCC PLC
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Complaints Procedure
London & Colonial (Trustee Services) Limited
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Complaints Procedure
London & Colonial Services Limited
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Complaints Procedure
STM Malta Pension Services Limited
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STM Fidecs Pension Trustees Limited
Textbox Section
Trust Deed and Rules
The STM International Pension Transfer Plan
09 09 14
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Trust Deed and Rules
The STM G.I.B. Pension Transfer Plan
17 03 11
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Deed of Amendment
The STM G.I.B. Pension Transfer Plan
07 03 17
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Deed of Amendment
The STM G.I.B. Pension Transfer Plan
30 11 15
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Trust Deed and Rules
The STM Gibraltar Pension Transfer Plan
01 10 08
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Deed of Amendment
The STM Gibraltar Pension Transfer Plan
08 03 17
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Trust Deed and Rules
The STM Gibraltar (AUS) Superannuation Scheme
30 09 15
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Deed of Amendment
The STM Gibraltar (AUS) Superannuation Scheme
30 11 15
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Deed of Amendment
The STM Gibraltar (AUS) Superannuation Scheme
16 05 17
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Trust Deed and Rules
The STM Gibraltar Personal Pension
01 10 08
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Deed of Amendment
The STM Gibraltar Personal Pension
01 07 11
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Trust Deed and Rules
The STM Protected Retirement Plan (GIB)
06 05 15
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Terms and Conditions
STM Fidecs Pension Trustees Ltd and STM Fidecs Life, Health & Pensions Ltd May 2018
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Statement of Investment Principles
For Gibraltar Occupational Pension Schemes
(Individual Trust)
07 03 19
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Statement of Investment Principles
For The STM Fidecs Centralised Group Pension Scheme
07 03 19
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STM Malta Pension Services Limited
Textbox Section
STM Malta
Standard Terms and Conditions July 2019
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