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Phil has almost 30 years experience working for market leading companies including Scottish Widows, Friends Provident and Aviva. This wealth of experience ensures Phil is ideally placed to provide his technical and sales expertise to the advisory market, supporting advisers in their pursuit of adding value to new and existing clients.  
In addition to Phil’s knowledge of pension products (including SIPPs and annuities), he also has significant experience of the STM product suite, marrying many of the Groups international retirement solutions with the UK resident market.