A new year with new and exciting developments in the UK pension and QROPS markets envisaged for 2015. Whilst this has always been of paramount importance, the need to seriously consider the best and most cost effective solution for your clients pension and QROPS options, has never been more important. It’s time to think SMART!

As the only QROPS – Qualifying Recognised Overseas Pension Scheme provider listed on the London Stock Exchange (A.I.M.) as well as the only QROPS provider with a Life Bond solution, STM, together with our Life department, have developed what we believe to be the most cost–effective and compelling offer to clients and intermediaries alike, the STM QROPS SMART!
The SMART incorporates an STM QROPS and an STM Life Bond, effectively, a QROPS with an underlying wrapper, holding investments of the IFA and client’s choice (diverse open architecture investment portfolio), creating a highly cost effective product which competes with any combination of QROPS and Bond on the market.

For additional information, marketing material, presentations, etc on the SMART or any of our numerous regulated and approved solutions,  do not hesitate to contact me: anthony.lowes@stmgroupplc.com